FAQs
GET A QUOTEFrom April 2025 Newton Crum have chosen to partner with Noble Marine
For 67 years we have provided marine pleasure craft insurance to thousands of satisfied customers and have long been established as a name you can trust for boat insurance. Reluctantly we have decided to withdraw from the marine insurance market with effect from1st April 2025. This follows changes in the insurance market that have made it challenging for small firms such as ours to deliver the products and service to our customers in the way that we would like.
We have chosen to partner with Noble Marine as they have similar values to those that Newton Crum was built on, and remain a privately owned, independent marine insurance provider and enthusiastic supporters of the boating community. Importantly, like Newton Crum, Noble Marine has their own in-house marine claims team who are rated 5 Star on TrustPilot.
General FAQs
No, there are many differences in both degree of cover and exclusions.
It is therefore important for yachts, narrowboats, motorboats that the proposal form is long enough to ask all the questions to cater for all situations, types of cover & items to cover your particular requirements and include extras you may wish to consider.
Yes as there are many differences, not just the craft but their mooring, usage, area, and a range of coverage is often available only from a specialist insurer.
Third Party Only is the cheapest. It covers your legal liability against third party claims for damage to another boat or property or injury you cause to others. Important that this cover includes Removal of Wreck, salvage and pollution costs which could amount to very large sums irrespective of the actual pre-accident value of the craft itself.
Comprehensive cover includes Third Party Indemnity as well as covering the craft itself against accidental loss or damage from Fire, Theft, Vandalism, Collision, Stranding, etc. as well as options which may apply like Legal Expenses and Marina Benefit extensions only available on Comprehensive policies.
Racing Risks cover is an extension to sailing craft policies to cover the perils of the stress of racing, usually at an additional premium. On our dinghy scheme policies it is included free. Powerboat racing and offshore passage racing cover is a specialist field that we don’t have facilities to insure.
Towing on roads loss or damage to craft/trailer themselves is an extension on some policies, all our policies include this cover where the items themselves are insured. Note-a boat insurance policy does NOT include Road Traffic Act Liability cover, only vehicle insurers can provide that so it is important that you check with your motor insurer that their policy covers this to be legal on the road.
Commercial – Unfortunately, commercial use such as hire, charter, BnB, teaching, company, or club owned are specialist fields which we do not quote for as we specialise in private pleasure use and ownership.
No, some firms average out the high risk with the low and quote in the middle whereas we specialise in the lower risk thus enabling us to often quote better terms & rates.
Most authorities, marinas, boatyards, clubs, etc. require that you have at least £2m Third Party cover to use their facilities or waters. All our policies provide £5 million indemnity & meet all requirements.
Yes as it could be damaged by falling branches, roof tiles, gales also causing damage to others, accidents like dropping your mast onto another boat or a car or injuring a bystander. Even from fire when locked inside a garage and theft especially of outboards and electrical or navigational equipment all happen frequently when laid up at home, club or boatyard.
If your policy start date or renewal date is up to and including 31st March 2025 then you should contact Newton Crum on 01424 718811 or complete the Online Claim Form. If your policy start date or renewal date is 1st April 2025 or later, and you have chosen to insure through Noble Marine, you should contact Noble Marine on 01636 675888, email claims@noblemarine.co.uk or submit your claim via the nobleportal.co.uk if you have registered.
We sincerely hope you will never need to complain but should you feel that necessary you can do so at any time by telephoning us on 01424 718800 or emailing contact@www.newtoncrum.com, or by post to ‘Complaints Manager’, Droxford House, Charles Road, St Leonards, East Sussex, TN38 0JU.
If your policy start date or renewal date is 1st April 2025 or later, and you have chosen to insure through Noble Marine, you should contact Noble Marine on 01636 551837.
Noble Marine – Newton Crum FAQs
Newton Crum has been serving the boating community over the last 67 years however recent changes in the insurance market have made it challenging for small firms to deliver the products and customer service to their customers in that way that they would like, as a result Newton Crum have sought to partner with an organisation with similar values that is able to build on their heritage and look after their customers in the same way that we look after ours.
Just call Newton Crum as normal, nothing changes until your Newton Crum policy’s next renewal date. Until then the Newton Crum team will administer policies, and handle claims in the normal way – you can call them on 01424 718800.
Noble Marine shares many of the value that are important to Newton Crum, so we were delighted when Newton Crum approached Noble Marine to look after their loyal customers. Like Newton Crum, Noble Marine remains a privately owned company whose owners are involved in the business day to day.
Newton Crum will write to you or you may already have received an email or letter from them all Newton Crum customers to formally let you know of the change. If you wish to opt out of the transfer you can contact Newton Crum on 01424 718800 or email contact@newtoncrum.com
Noble Marine will send a quote to you at least 14 days, usually 21 days, before your renewal date based on the information provided by Newton Crum. You can then either click on the link in the email or call them on 01636 707606 to go ahead with your new Noble Marine policy.
In most cases the cover offered by Noble Marine is as good Newton Crum’s which is one of the reasons they chose us to look after their customers. However, it is important to check the quotation to make sure it meets your needs.
You must check Noble Marine’s quote when you receive it to make sure you’re happy to proceed with it. However for the vast majority of customers, the Noble Marine premium should be comparable to your existing policy.
